If you are injured in an automobile accident, you are entitled to receive no-fault insurance benefits for accident-related losses regardless of who was at fault for the accident. No-fault benefits include payment for your medical and prescription expenses, lost wages and other incidental expenses for items like travel to doctors and household care. These benefits are paid by the insurance company insuring the vehicle you were in, or if you were a pedestrian, the vehicle which struck you. No-fault benefits are in addition to any right you may have to bring a lawsuit against the negligent driver who was responsible for causing your injuries.

In order to receive no-fault benefits, the injured party must contact the no-fault insurance company, request an application for benefits and return the completed application. The insurance industry has successfully restricted injured victims' rights. Injured persons have only 30 days from the day of the accident within which to apply for no-fault benefits. Doctors and hospitals now have only 45 days to file for payment.

In order to protect yourself if you are involved in an automobile accident, it is critical that you obtain the name and address of the no-fault insurance company as soon after the accident as possible. Then, within 30 days of the accident, you must notify the company, in writing, of the accident and any injuries you have, no matter how minor they may seem. In your letter, you should also request that a no-fault application be sent to you. Complete and return the no-fault application to the insurance company. Finally, we suggest that all correspondence to the insurance company be sent by certified mail, return receipt requested.

Of course, if we can be of any assistance to you concerning no-fault benefits or any other accident-related issue, we invite you to contact the firm.